Question and background: I'm recently retired and thinking about cashing in a portion of my retirement savings to pay off credit card debt. Is this a good idea? I am 63 and was laid off last year. I decided to take early retirement instead of finding another job. I have accrued approx. $304,000 for retirement made up of 401ks, a block of stock from previous employer, and a tiny pension. The only thing I owe is on a credit card - $19,000. In a few days I will receive $1,700 per month, before taxes, of SS. FYI -- support system is a husband who is retired getting $2,500 a month of various income and about $16,000 credit debt of his own. Other than living expenses, we owe nothing else. Q: My block of stock is worth about the same amount as my credit card debt of $19,000. Would it be advisable to sell the stock to pay off my credit card debt? My pension amount is also about the same amount.