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Latest From Our Blog

The 10 Best States to Live Your Twilight Years

You've undoubtedly seen the yearly parade of reports on "10 States with Lowest Taxes" or "10 Best Places to Retire" and the like. Part of planning and making the best decisions for your Retirement Transition and second half of life also includes thinking about your twilight years and what you'll want and need at that time. Eldercare site Caring.com just came out with their report on 2017's Best and Worst States to Grow Old.

Aging Retirement Planning

Yes, You Might Actually Enjoy a "Working" Retirement

A key part of your retirement plan is a discussion of the benefits of working, regardless of age. Retirement is no longer an event...it's a segue into a new approach to life as you know it. One definition of “work” is that it consists of actions that bring value to others and meaning to you. While you may feel that you’ve had enough work, it’s probably the underlying issues (i.e. meetings, corporate politics, commuting) that have left you drained and exhausted. Think about this: many people who go back to work after retirement are motivated by more than money––they are also motivated by the health, psychological, and friendship payoffs.

Encore Career Retirement Planning Return on Life™

It May be Time to Reconsider What Retirement Means to You

Whether you’ve been told you should retire at 62, 65, or some other age, only you can decide what is right for you. In fact, you may want to reconsider retiring at all––at least in the traditional sense. Many of us don’t like the circumstances we find ourselves in and look at retirement as the nirvana we’ve been missing. The truth probably lies somewhere between completely dropping out (piddling around in retirement) and never retiring (dying with our boots on). The reason many of us find ourselves in such situations is we've been sold an idea about retirement that is flawed: the notion that we should do what we don’t enjoy to accumulate the money we need to someday do what we want. This hope of doing what we really want to do is why the concept of traditional retirement is appealing to so many of us.

Retirement Planning Return on Life™

What Retirees Wish They Had Known in their Pre-Retirement Years

Recently, I've begun asking my retired clients: "If you could retire all over again what would you do differently?" and "What would you like to have told your younger self to be ready for in retirement?" The answers are interesting--and helpful for folks who've yet to take that step. So are the responses from retirees in this Wall Street Journal article. Check it out: The Biggest Surprises in Retirement (WSJ, February 12, 2017)

Retirement Planning